Let me go to work for you to get your best deal and to guide you through the purchasing process. I'll help you determine your actual costs, assist you in locating financing, let you know what to expect at closing and answer your questions. There is no cost to you because the commission is paid by the seller.
The seller's real estate agent is working for the seller, and not for you. Their job is to get you to get as much as possible for the seller. My job as your Buyer's Agent is to look out for your interests and negotiate the best price for you. What closing costs should you pay and which should be paid by the seller? My job is to ask the questions that you might not think of until it's too late.
The seller's real estate agent splits their commission with the buyer's agent, but if there is no buyer's agent, the seller's real estate agent retains the full amount of the commission. The commission remains the same either way, so in that way, your buyer's agent fee is already built in, so you might as well take advantage of it.